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Head of Agriculture, UK & Ireland

Stephen Smout

Head of Agriculture, UK & Ireland

Biography

Stephen leads our UK &  Ireland Agriculture practice. He is a well-known figure in the Agricultural Insurance market having worked as a successful operational and strategic loss adjuster/ director for initially Mclaren Dick & Co leaving to join Crawfords, and recently returning to McLarens as Head of Agriculture for the UK & Ireland.

Stephen is a farmers son, qualified in agriculture from Reading University with a working knowledge of dairy, arable, sheep, beef, intensive and organic poultry, and pigs, renewable energy projects and revenue aspects, game rearing/ rural pursuits, estate management/heritage buildings, intensive /organic soft fruit production and growing/packing/logistics/distribution field to table agricultural products.

Prior to entering the Insurance industry, Stephen spent nine years as a technical specialist in Agri-nutrition and Pesticides/fertilizers.

NOTABLE ASSIGNMENTS:

  • CAT Assignment NZ Earthquake
  • Commercial EQ claims, Property & BI on behalf od Re-insurers losses ranged £750k to £50 million
  • UK Agricultural Property & BI claims up to £5 million
  • Farm-based Anaerobic Digester failure environmental revenue loss £3.5 million
  • Thatched Grade II listed rural farmhouse fire £2.5 million
  • Scottish fish farm, disease, loss of stock and revenue at £2 million
  • Pedigree Livestock Limousine bull fatality at £500k
  • Intensive Poultry loss of production BI claim in USA $36 million
  • Glass house failure and loss of crop and revenue £1.25 million
  • UK Avian Influenza claims at £3 million
  • Escape of Oil/Pollution slurry escape £1 million
  • PL: £2.5 million Defective animal feed
  • Forestry: €80 million Storm Damage Ireland

Office Address / Contact Information

McLarens
5th floor, Broad Quay House
Broad Quay
Bristol
BS1 4DJ
Local Time:
Local Date:

Industry Certification

ACII, ACILA

Qualifications

BSc (Hons) Agric

Additional Expertise

Expert Witness, Cardiff University Bond Solon accredited, Agricultural Insurance Claims, Agricultural/Rural Property & PL Incidents, Forestry Fire & Storm, Intensive Livestock & Pedigree Livestock disease, Food Manufacturing & Retail Interruption Incidents, Renewable Energy and Revenue Claims, Heritage Property & Ecclesiastical Claims

Adjuster Experience

36 years 1990