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Regional Senior Adjuster – Panama

Stephen Toomer

Regional Senior Adjuster – Panama


Stephen is an experienced international loss adjuster with solid technical background in dealing with major and complex claims in South/Central America, Middle East, Asia and the United Kingdom. He has worked on numerous catastrophe situations including hurricanes, earthquakes and floods throughout the world.

Stephen’s immediately previous role was as Country Manager for Bogota and Deputy Regional Manager for Latin America, dealing with reinsurers for international business. Claims were in the fields of Engineering, Machinery Breakdown, Oil and Gas, Power Generation, Liability, Fire, Flood, CAR/EAR, Theft, Earthquake, Business Interruption and Products Liability.

Catastrophe experience included Caribbean hurricanes, 10 months working in Chile for the 2010 earthquake, and 1 year in Thailand after the floods in 2011/12.

Stephen was with McLarens as Branch Manager in Saudi Arabia from 2002-2004 where he dealt mainly with CAR, EAR and Machinery Breakdown losses, as well as fire.

Stephen is ACII qualified and has passed various subjects in the Institute of Risk Management. He also holds passes in various papers of the CILA exams and holds the NEBOSH certificate in Health & Safety.


  • Natural Resources – Property – Dam collapse in Panama (USD 60 Million)
  • Natural Resources – Property – Boiler failure in Panama (USD 5 Million)
  • Natural Resources – Property – Explosion in oil field, Colombia (USD 5 Million)
  • Catastrophe – Property – Hurricane damage to hotel in Caribbean (USD 6 Million)
  • Catastrophe – Property – Earthquake damage to processed and frozen fish plant in Chile (USD 10 Million)
  • General Liability – Fire/Explosion to third party property in Colombia (USD 4 Million)
  • Catastrophe – Property – Flood damage to factory producing USB unit and electronic equipment in Thailand (USD 5 Million)
  • Natural Resources – Property – Fire damage to wind turbine in Costa Rica (USD 2 Million)
  • Natural Resources – Property – Bridge and road collapse in Peru (USD 5 Million)
  • Natural Resources – Property – Pollution damage following terrorist attack on crude oil pipeline on the Colombian/Ecuadorian border (USD 12 Million)
  • Natural Resources – Property – Flood damage to various civil works projects in Peru (USD 10 Million)

Office Address / Contact Information

P.H. Panama Business Hub
Calle 50, Piso 22
Oficina 01
Panamá, Rep. de Panamá
Local Time:
Local Date:

Industry Certification

Associate of the Chartered Insurance Institute


Leicester University - Bachelor of Economics / Economic History, Xavarian College Manchester, Five subjects passed in the Institute of Risk Management examinations including a distinction in the Risk Financing paper (2003), Holds passes in papers C1, C2 and C3 of the Chartered Institute

Additional Expertise

Power Generation

Adjuster Experience

34 years 1990