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Head of Major Loss (Midlands/South West/Wales)

Gareth Bowers

Head of Major Loss (Midlands/South West/Wales)


Gareth joined the insurance industry in 1986, having trained with Insurers and Brokers, entering loss adjusting in 1995. In his previous role he had responsibility for all elements of property adjusting, major loss, fraud and TPA/Desk delivery across a large adjusting practice, with P&L responsibility of c£30m turnover. In a prior role for another adjusting practice, he dealt with UK and Global clients in a consultancy capacity to enhance their response to catastrophe events. He has worked in a managerial capacity since 1999 but recently worked in the Bahamas assisting McLarens in respect of large hurricane losses, and is currently working as Head of Major Loss (Midlands/South West/Wales).

Gareth has extensive experience of people management, P&L responsibility and service delivery with large customer service teams. He has vast experience of handling losses of all values, both Domestic and Commercial, cradle to grave in addition to business development on behalf of McLarens. Within their Major Loss division he has responsibility for losses up to £5m from cradle to grave. He is involved in Chartered Insurance Institute and Chartered Institute of Loss Adjusters.


  • Various losses for VIP clients including Ralph Lauren, Vogue and Royal Family Members.
  •  USD 300 K total loss of domestic house previously repossessed and underwritten by a Bank as Mortgage.
  • £1.2 Million fire loss for UK jigsaw manufacturer. Substantial BI and customer patents loss as Goods in Trust.
  • £780 K school loss involving extensive storm damage and subsequent water ingress.
  • £500 K burst pipe claim for civil engineering company with a recovery under the Water Act Section 209.
  • £200 K school loss for flood which exposed the existence of a chalk mine beneath the school, with high definition scanning technology used to assess potential voids.
  • $300 K hotel claim for extensive hurricane damage causing a total loss of specified seawall and subsequent business interruption.
  • £100 K local authority claim for loss of bus stops as a consequence of theft. Local gang were apprehended when we were asked to look at a domestic claim for greenhouse damage to discover it was in fact two bus stops put together.
  • £50 K agricultural loss for an Ostrich Farm as a result of death due to being frightened by landing hot air balloon.
  • £100 K machinery and plant loss where stolen plant was recovered from the continent and returned to the customer and the claim refunded.

Office Address / Contact Information

Forum House
15-18 Lime Street
United Kingdom
Local Time: 11:27 pm
Local Date: 31 January, 2023

Industry Certification



Masters in Business Administration

Additional Expertise

Catastrophe Management, People and Resource Management, CAT Modelling, P&L Responsibility, Business Development

Adjuster Experience

37 years 1986

Language Skills